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How Much Does a Picardy Spaniel Cost? Puppy Price, Insurance and Lifetime Costs

The Picardy Spaniel is a medium breed, 50 to 60 lb as an adult, with 13 to 14 years as its typical span. Its puppy price gets the attention, but the money that matters is spread across food, insurance and the conditions this breed is documented to develop, starting with hip dysplasia. Sweet natured, energetic, waggy and bright is the record's Picardy Spaniel, the Epagneul Picard: one of the oldest spaniel breeds in France, the marsh hunter of the Somme bay, a strong, brown roan dog bred to work waterfowl and game in cold wetlands and rough cover. That temperament shares the house with a body whose known weakness is hip dysplasia, and the budget below is organized around exactly that contrast. The page separates what is published from what is modeled, and it refuses to invent the one figure, a national puppy price, that no citable source publishes for this breed.

50 to 60 lbadult weight, as published on our Picardy Spaniel breed profile, which also gives the breed's typical lifespan of 13 to 14 years. Every cost on this page scales from those two numbers.
$36 to $65 a monthmodeled estimate for a standard accident and illness policy in our insurance series. An estimate, not a quote.

Every figure on this page carries its basis with it. Puppy prices appear only where a citable published source stands behind them. Treatment prices are published US averages and ranges from the sources listed below, as already published in our own cost guides. The Picardy Spaniel insurance figure is a modeled estimate built by a published method, not a quote. Food and grooming are planning estimates, labeled as such. Your own breeder, clinic and insurer set their own prices, and yours will differ. This page is general information, not veterinary or financial advice. In an emergency, contact your veterinarian, the ASPCA Animal Poison Control Center on (888) 426-4435, or the Pet Poison Helpline on (855) 764-7661 straight away. A consultation fee may apply on the helplines.

The puppy price

No citable published rangeNo AKC, Good Dog or breed club publication we could verify at build time publishes a single national price range for the Picardy Spaniel as profiled here.

Prices need sources on this site. For the Picardy Spaniel puppy market, no AKC, Good Dog or breed club publication we could verify publishes a single national range, so we print none. The drivers section below is the substitute, and for a buyer comparing two real litters it is more useful than a range would be.

What drives the price

Scarcity is a real driver: the Picardy Spaniel is an FCI-recognized breed with a small breeding population in the United States, so litters are few, waiting lists are normal, and import-quality lines carry import-level prices. Screening separates Picardy Spaniel litters as it does everywhere: parents with current hip, eye and breed relevant test results, produced as documents, cost more to breed from, and their puppies are priced accordingly. A litter priced far below the breed's going rate is usually a litter whose breeder skipped that spending.

A Picardy Spaniel buyer's checklist has two items that outrank price. The first is proof of screening on both parents: hip, eye and breed specific results, recorded with the Orthopedic Foundation for Animals or a DNA laboratory, available as documents. The second is a written contract: health guarantee, first veterinary examination, initial vaccinations, microchipping, and an inherited condition clause. With both in hand, prices can be compared honestly. Our first year puppy guide covers the spending that follows.

Insurance: the breed's modeled premium

$36 to $65 a month a monthmodeled estimate for a standard accident and illness policy, built by the published method below. Not a quote.

Our modeled estimate puts a standard accident and illness policy for the Picardy Spaniel at $36 to $65 a month, which sits in the middle of the market across the 469 breeds we model. The breed earns that position honestly: hip dysplasia is a genuine, documented risk in this breed, and insurers price documented risk, not reputation. A medium dog sits in the middle on dose-priced lines too: nothing about its size inflates or deflates the premium much either way. Across a year, that premium comes to $432 to $780, before deductibles and reimbursement choices move it.

The figure's family tree is short and published on our methodology page. One anchor: the North American Pet Health Insurance Association's reported all-dog average premium for accident and illness cover, $836 a year (about $70 a month) in its 2026 industry report on 2025 data. Four adjustments: the Picardy Spaniel's documented claims pattern, its adult size, its lifespan and its typical age at first claim. The same model runs for the Picardy Spaniel in our insurance cost estimator, where the deductible, reimbursement rate and ZIP code are yours to set. Our insurance cost hub compares every breed we publish, and the dog cost calculator folds a premium into a full first year budget.

The conditions that set the treatment bills

Two documented conditions account for most of the serious veterinary spending in the Picardy Spaniel. Each range below is a published figure from the sources in our own cost guides, mostly the Synchrony (CareCredit) 2025 study of US procedure costs, and each card links to the condition guide and the cost guide so the working is never more than one click away.

Hip dysplasia

Hip and elbow scoring is the backbone of gundog health testing, per the record. Ask the breeder for the full panel, not just a vet checked claim, in the record's direct advice. What the pathway costs, from our total hip replacement cost guide: total hip replacement is priced per hip at $4,000 to $10,000, with the main alternative operation, femoral head ostectomy, averages $2,791. For a Picardy Spaniel owner, this is the number to hold against the insurance decision above.

Read more: our hip dysplasia condition guide and our total hip replacement cost guide.

Health screening: the tests behind the price

Most gundog breeds also have DNA tests for the conditions found in their lines, per the record. The breed's own record is written around screening: hip scores, eye examinations and certificates on both parents are the checks it names. Those checks are a genuine cost of breeding and buying well, paid before a litter exists and repeated for the eye checks across the dog's life. What it costs, from our vet exam fee cost guide: the standard examination fee runs $56 to $129. In the Picardy Spaniel specifically, this is the pathway owners actually meet.

Read more: our Picardy Spaniel breed profile and our vet exam fee cost guide.

The first year

Some first year items do not vary by breed, and published figures price them for the Picardy Spaniel as for every puppy. Shots run $22 to $96 each in the study behind our vaccination cost guide (rabies $35, DHPP $42, leptospirosis $34, Bordetella $39, canine influenza $53), with a puppy series spread over three to four visits at the standard exam fee of $56 to $129. Spay surgery averages $455 (range $361 to $829) and neuter surgery $487 (range $385 to $885) in our spay and neuter guide, and microchipping averages $48 in our microchipping guide. Our own estimate, built by adding those published components, puts the medical side of a typical first year at $700 to $1,600 before food, gear or illness, large and giant breeds toward the top because anesthesia and medication are dosed by weight.

Puppies need socialization, ear care habituation, protected joints while growing and early gun dog foundations built as manners. What the Picardy Spaniel adds to the base is mostly habit, not hardware: grooming handled at home from the start, teeth brushed while the puppy is young enough to accept it, and weight watched from the first month, because this breed's adult bills are lower in dogs that stayed lean as youngsters.

Year after year: the recurring costs

Food: $450 to $700 a year a year

Planning estimate, labeled as such. At about 3.3 cups a day for an adult, the Picardy Spaniel's food lands in the medium band of the ASPCA cost chart anchor: $450 to $700 a year. The breed specific point is weight, not brand: every extra pound is load on joints the Picardy Spaniel is documented to trouble, so the cheapest food decision is measuring meals rather than free feeding. The range above assumes a standard quality kibble at the measured amount.

Grooming: $150 to $400 a year a year

A planning estimate, labeled as one: Brush weekly and check ears, teeth and nails as part of the routine, per the care notes, working through the thick, slightly wavy brown roan coat and its feathering; marsh days add burrs and mud to the program. Most Picardy Spaniel owners split the difference: the brushing and bathing at home, a professional tidy a few times a year. That pattern lands in the middle of the range; full salon care sits at the top, and a fully home kept coat near the bottom.

Routine veterinary care

The routine pattern for the Picardy Spaniel is an annual wellness visit through the adult years, moving to twice yearly from around age 11 in a breed that lives 13 to 14 years. Add standing parasite prevention every month. The point of the routine line is not the visits themselves; it is that the expensive conditions above are cheapest in the month they first show, and only an examination finds that month. The span behind that schedule runs 13 years to 14 years on the published record.

Insurance: $36 to $65 a month a month

$36 to $65 a month a month is the recurring line that converts the treatment section from a crisis into a claim. Dropped policies are the commonest regret in breed cost surveys of owners who met a big bill uninsured; started young, while the Picardy Spaniel is healthy, the policy is cheapest and broadest.

Time: the daily cost

The daily line nobody invoices for the Picardy Spaniel: 60 to 90 minutes of exercise a day, every day, for 13 to 14 years. It costs nothing in cash and a great deal in schedule, and in this breed it is genuinely preventive spending, because fitness is what holds several of the treatment section's conditions at bay. Sixty to ninety minutes a day of wetland and woodland exercise: the Picardy Spaniel, the Epagneul Picard, is one of France's oldest spaniel breeds, a strong, hardy dog of the Somme bay marshes, bred to hunt and retrieve in cold water and thick cover where softer spaniels quit.

The lifetime total: $11,108 to $16,835

Across the Picardy Spaniel's typical lifespan of 13 to 14 years, our cost model totals $71 to $100 a month, $854 to $1,202 a year and $11,108 to $16,835 across the lifetime, from the labeled lines above. It is a planning model built from estimates, not a prediction for any individual dog: a healthy dog in a low cost region lands below it, and one serious condition moves a real dog above it.

The money-saving decision that matters most

The highest value decision in the Picardy Spaniel is timing the insurance: enroll the puppy while its record is clean. With hip dysplasia documented in the breed at the prices in the treatment section, a clean-record policy is the difference between a premium and a five figure decision made in a waiting room.

Sources

American Kennel Club: Picardy Spaniel breed page (breed standard, size and care).

Synchrony Bank / CareCredit (2025): Cost of Pet Care 2025, the study behind our procedure cost guides.

ASPCA Pet Care Costs chart: aspca.org (basic annual costs by dog size).

North American Pet Health Insurance Association: State of the Industry 2026 highlights (average accident and illness premium, 2025 data).

Frequently asked questions

What does a Picardy Spaniel puppy cost?

It varies too much by litter for an invented average to help, and no citable published source we could verify publishes a single national range for the Picardy Spaniel. The drivers on this page decide it: screened parents, the breed's demand level, coat and litter economics, and region. A Picardy Spaniel priced far below the breed's other litters deserves the hardest questions.

What is the insurance premium for a Picardy Spaniel?

For the Picardy Spaniel, our modeled estimate is $36 to $65 for a standard accident and illness policy, built from the industry all-dog average and adjusted for the breed's documented claims pattern, size, lifespan and typical age at first claim. It is an estimate, not a quote: your ZIP code, deductible and reimbursement rate decide the premium an insurer offers you.

How much does it cost to keep a Picardy Spaniel for a year?

Routine ownership of the Picardy Spaniel runs $854 to $1,202 a year on our model: food at a planning estimate of $450 to $700 a year, grooming at $150 to $400 a year, routine veterinary care, and insurance at our modeled $36 to $65. The bad years are extra: one condition from the treatment section can cost more than the whole routine year.

Should I treat the figures here as quotes?

No. Published figures on this page are national averages and ranges from the named sources; the rest are modeled or planning estimates, labeled as such. Your breeder, clinic and insurer each set their own prices, and region alone can move a treatment bill by a third or more, so get your quotes from them and use this page to plan. With the Picardy Spaniel at 50 to 60 lb and a typical span of 13 to 14 years, that distinction is the difference between a budget that holds and one that does not.

What is the biggest cost of owning a Picardy Spaniel?

In a normal year for the Picardy Spaniel, the recurring stack: food, routine care and the $36 to $65 a month insurance estimate inside a model total of $854 to $1,202 a year. Across a whole lifetime, though, the biggest single cost is usually one event from the treatment section, most plausibly hip dysplasia. The breed's budget is a moderate river with one possible flood, and it should be planned that way.

This page is general information, not veterinary or financial advice. Emergency numbers: ASPCA Animal Poison Control Center (888) 426-4435; Pet Poison Helpline (855) 764-7661. A consultation fee may apply. Checked November 10, 2026.

Size, lifespan, exercise and care facts are as published on our Picardy Spaniel breed profile. Treatment ranges are the published figures in our cost guides under dog costs; the insurance series is set out on our insurance cost hub.